Safely Prosperous or Really Rich: Choosing Your Personal Financial Heaven
Product Description
The two different paths to a “rich” life
According to author Howard Ruff, there are two distinctly different and very desirable financial Heavens and a distinct and different route to get to each one. The first destination is Safe Prosperity Heaven, and the second is Really Rich Heaven. Safely Prosperous or Really Rich? examines both of these strategies as well as the near-universal mistakes that people make with their money as they follow one of these paths. The first part of this book—The Safe, Riskless Road to Prosperity—is for readers who are content to live comfortably and then some, with no financial worries and a secure future, even after retirement. In the second part of the book—Real Secrets of the Really Rich—readers are introduced to the most important things rich people have always done (and continue to do) to get rich. This section teaches readers how to make the leap from the Safely Prosperous to the Really Rich. Ruff reveals that it’s not just how much money the rich have or how smart they are, it’s their attitude toward risk and fear, their understanding of when to break the rules that Safe people follow, and their knowledge of a few simple capitalistic principles that allows them to accumulate and sustain their wealth. Safely Prosperous or Really Rich? is a unique book that allows readers to choose the path they feel more comfortable following, when making decisions about their money and their life.
Howard Ruff (Washington, UT) has had a long career as a financial forecaster and author. The Ruff Times is one of the most successful financial newsletters in history (at one point with more than 600,000 subscribers). He is the author of seven books, including the best selling How to Prosper During the Coming Bad Years, which sold more than three million copies and was on the New York Times bestseller list for more than two years. Ruff has hosted his own radio and TV programs and has appeared on most national programs, including Today, Good Morning America, Oprah, and Nightline.
Safely Prosperous or Really Rich: Choosing Your Personal Financial Heaven
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The book contains some useful, common sense advise about managing one’s finincial affairs and saving. I like that the author suggests two options for achieving financial independence, one for risk averse people and another for risk seeking ones.
However, the author tries to impose his views about personal life to the reader. For example, he urges readers who are not married to do so as soon as possible regardless of the readers’ personal preferences. This becomes quite annoying.
I also noted that the author takes a very negative view of social securing. Most working Americans have to rely heavily on social security and medicaid to get by during retirement. Being so negative does not help the reader.
Rating: 2 / 5
Safely Prosperous or Really Rich: Choosing Your Personal Financial Heaven
This book offers a somewhat rambling compendium of solid (if unoriginal) investment advice. Author Howard Ruff’s strength is his blunt, straightforward, unpretentious style. He covers a great deal of ground, discussing everything from the advisability of investing in gold to the principles of life and time management. Many readers will no doubt find this both useful and refreshing. Others will look for more depth - and the author obliges by including appendices with sources of additional information on various topics. We suggest this book to those who are new at financial planning and who lust for wealth, but are willing to settle for prosperity. And safety. And sound investing.
Rating: 5 / 5
Safely Prosperous or Really Rich: Choosing Your Personal Financial Heaven
Mr. Ruff’s new book, Safely Prosperous or Really Rich was fun to read. As a professional pension trustee, I intend to recommend this book to the participants in the plans I serve, and also recommend it to the listeners of my weekly radio show. If you are trying to figure out what kind of money person you are, this book will tell you. Again, great book.
Rating: 5 / 5
Safely Prosperous or Really Rich: Choosing Your Personal Financial Heaven
I was intrigued by the tile of this book and still like the concept of the two different paths to wealth; however, the book offers nothing useful that it already in a million other personal finance books.
The author does go through a three page bulletted list of his personal accomplishments (including taking down the Soviet Union). He honestly put in his book that he was responsible for taking down the Soviet Union, and here I thought it was internal economic problems combined with pressure from Reagan.
His ultra-conservative views are also quite offensive to most people. His advice: get married regardless of your situation, and for females, be sure to be home when your kids grow up.
About the only thing I learned from this book is that Mormons keep a 6 month supply of food on hand at all times.
This book is horrible, don’t buy it.
Rating: 1 / 5
Safely Prosperous or Really Rich: Choosing Your Personal Financial Heaven
This is an investment book that doesn’t pull punches, and it’s written for Main Street, not Wall Street in language any alert person can understand. All of us have dads, moms, friends, children, grandkids, nieces and nephews whose finances we worry about. If they take Ruff’s advice, they may never lack for money. Ruff tells you flat out: how wealthy people really get that way; how people can worship money until it becomes their God; how Ruff’s cautionary life lessons can help you. My friend Art Linkletter, of Kids Say the Darndest Things fame, put it this way to me: “Howard Ruff has extraordinarily practical investment insights and his complete honesty about his own mistakes make this an invaluable financial resource. I loved it.”
Rating: 5 / 5
Safely Prosperous or Really Rich: Choosing Your Personal Financial Heaven